Glossary

A
A.I.I.C. ABANDONMENT ABSENTEE LANDLORD ABSOLUTE LIABILITY ACCIDENT ACCIDENT FREQUENCY ACCIDENTAL DEATH ACCOUNTS RECEIVABLE INSURANCE ACT OF GOD ACTUAL CASH VALUE ACTUAL LOSS ACTUAL TOTAL LOSS ACTUARY	ADDITIONAL INSURED ADDITIONAL LIVING EXPENSE ADJUSTER ADVERTISING INJURY LIABILITY AESTHETIC VALUE AGGREGATE LIMIT AGREED AMOUNT CLAUSE AGREED VALUE ALL RISK POLICY AMENDMENT APPLICATION (APP) APPRAISAL APPROVED ROOF	APPURTENANT STRUCTURE ARBITRATION CLAUSE ARSON ASSETS AS SOON AS PRACTICABLE ASSUMED LIABILITY ASSUMPTION OF RISK ATTACHMENT OF RISK ATTRACTIVE NUISANCE DOCTRINE AUTOMATIC COVER AUTOMOBILE FLEET AUTOMOBILE INSURANCE AVOIDANCE OF RISK
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B
BAD FAITH BAREBOAT CHARTER BARRED BETTERMENT BINDER BODILY INJURY (BI) BODILY INJURY LIABILITY BOILER & MACHINERY BOND BREACH BROKER BROKER OF RECORD BUILDER'S RISK BUILDING CODE	BURGLARY BUSINESS INTERRUPTION BUSINESS PERSONAL PROPERTY BY-LAW ENDORSEMENT BAD FAITH BAREBOAT CHARTER BARRED BETTERMENT BINDER BODILY INJURY (BI) BODILY INJURY LIABILITY BOILER & MACHINERY BOND	BREACH BROKER BROKER OF RECORD BUILDER'S RISK BUILDING CODE BURGLARY BUSINESS INTERRUPTION BUSINESS PERSONAL PROPERTY BY-LAW ENDORSEMENT
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C
C.A.I.B. C.I.B. CANADIAN LOSS EXPERIENCE AUTOMOBILE RATING CANCELLATION CARE, CUSTODY AND CONTROL CARGO CARRIER CASUALTY INSURANCE CATASTROPHE CERTIFICATE CHATTEL MORTGAGE CIVIL COMMOTION CLAIM CLAIMANT CLAIMS MADE BASIS CLAUSE	CO-INSURANCE COLLISION INSURANCE COLLUSION COMMON LAW LIABILITY COMPREHENSIVE GENERAL LIABILITY COMPREHENSIVE AUTOMOBILE INSURANCE COMPREHENSIVE PERSONAL LIABILITY POLICY (CPL) COMPULSORY INSURANCE COMPUTER FRAUD CONCEALMENT CONCURRENT CAUSATION CONCURRENT INSURANCE CONDITIONS CONSEQUENTIAL LOSS OR DAMAGE	CONSIDERATION CONSTRUCTION RISKS CONSTRUCTIVE TOTAL LOSS CONTRACT BOND CONTRACT OF INSURANCE CONTRACTUAL LIABILITY COVERAGE CONTRIBUTING CAUSE COUNTERSIGNATURE COVER COVERAGE COVER NOTE CROSS LIABILITY COVERAGE CUSTODY
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D
DAMAGES DEBRIS REMOVAL CLAUSE DECLARATIONS (DEC SHEET) DECLINATION DEDUCTIBLE DEFAMATION DEFENSE CLAUSE DEPOSIT PREMIUM	DEPRECIATION DIFFERENCE IN CONDITIONS (DIC) COVERAGE DIRECT LOSS (OR DAMAGE) DIRECTORS & OFFICERS (D&O) DISCLAIMER DISCOVERY PERIOD	DISHONESTY DOCTRINE DOMICILE DUE CARE DUTY DWELLING
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E
EARNED PREMIUM EARTH MOVEMENT EARTHQUAKE ENDORSEMENT EARTHQUAKE INSURANCE EASEMENT EFFECTIVE DATE EFFECT SELECTRONIC DATA PROCESSING (EDP) COVERAGE	EMBEZZLEMENT EMPLOYEE DISHONESTY EMPLOYERS LIABILITY INSURANCE ENCUMBRANCE ENDORSEMENT ENVIRONMENTAL/POLLUTION ERRORS & OMISSIONS (E&O)ESTOP EVENT	EXCEPTION EXCLUSIONS EXPIRATION EXPOSURE EXTRA EXPENSE COVERAGE
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F
F.A.A. F.C.I.A. F.I.I.C. FACE AMOUNT FAIR RENTAL VALUE FIDELITY BOND FIDUCIARY BOND	FIRE INSURANCE FIRE RESISTANT FIRE WALL FIREPROOF FLAT CANCELLATION FLEET INSURANCE FLOATER POLICY	FLOOD FLOOD INSURANCE FORGERY FORTUITOUS EVENT FRAME CONSTRUCTION FRAUDULENT MISREPRESENTATION
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G
GOOD FAITH GRADUAL DETERIORATION	GUARANTEED REPLACEMENT COST
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H
HAZARD	HOMEOWNERS POLICY	HOUSEKEEPING
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I
IMPROVEMENTS AND BETTERMENTS INCREASED COST OF CONSTRUCTION INSURANCE INCREASED HAZARD INDEMNITY INDIRECT LOSS IN-FORCE	INHERENT VICE INSPECTION INSURABILITY INSURABLE INTEREST INSURABLE RISK INSURANCE INSURANCE COMPANY INSURANCE POLICY	INSURED INSURER INSURING AGREEMENT (OR CLAUSE) INTANGIBLE PROPERTY (INTANGIBLE ASSETS)
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J
JOINT TENANCY
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K
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L
LAPSE LAW OF LARGE NUMBERS LESSEE LESSOR LIABILITY	LIABILITY INSURANCE LIABILITY LIMITS LIBEL LIMIT LIMIT OF LIABILITY	LLOYD'S LOSS LOSS OF USE INSURANCE
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M
MALICIOUS MISCHIEF MALPRACTICE INSURANCE MARINE INSURANCE MARKET VALUE MASONRY NONCOMBUSTIBLE CONSTRUCTION MATERIAL FACT	MATERIAL MISREPRESENTATION MEDICAL PAYMENTS MINIMUM PREMIUM MISREPRESENTATION MOBILE HOME INSURANCE MORAL HAZARD	MORALE HAZARD MORTGAGE (OR MORTGAGEE) CLAUSE MORTGAGEE MORTGAGOR
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N
NAMED INSURED NAMED PERIL POLICIES	NATURAL AND PROBABLE CONSEQUENCES	NEGLIGENCE NO FAULT
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O
OBLIGEE OBLIGOR OCCUPANCY	OCCURRENCE OCEAN/MARINE OFF PREMISES	ORDINARY CONSTRUCTION OTHER INSURANCE CLAUSE OVER-INSURANCE
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P
PARTIAL LOSS PERIL PERSONAL ARTICLES FLOATER PERSONAL EFFECTS FLOATER PERSONAL INJURY PERSONAL INJURY COVERAGE PERSONAL LINES PERSONAL PROPERTY PERSONAL PROPERTY FLOATER PERSONAL PROPERTY OF OTHERS PHYSICAL DAMAGE PHYSICAL DAMAGE INSURANCE	PHYSICAL HAZARD PILFERAGE POLICY POLICY ANNIVERSARY POLICY FEE POLICY LIMIT POLICY PERIOD (OR TERM) POWER OF ATTORNEY PREFERRED RISK PREMISES PREMIUM PREMIUM FINANCING PRINCIPAL PRO RATA PROBABILITY PRODUCTS LIABILITY PROFESSIONAL LIABILITY INSURANCE	PROHIBITED RISK PROOF OF LOSS PROPERTY & CASUALTY PROPERTY DAMAGE PROPERTY DAMAGE (LIABILITY) INSURANCE PROPERTY INSURANCE PRO-RATA CANCELLATION PROTECTED PROTECTION PROTECTION CLASS PROVENANCE PROXIMATE CAUSE
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Q
QUALITY CHARACTERISTICS	QUOTE
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R
RATE REAL PROPERTY REDUCTION OF RISK REIMBURSEMENT REINSTATEMENT RELEASE	RENEWAL RENTAL VALUE INSURANCE REPLACEMENT COST REPLACEMENT VALUE REPRESENTATIONS RESIDENCE PREMISES	RETURN PREMIUM RIDER RIOT RISK RISK MANAGEMENT ROBBERY
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S
SALVAGE SCHEDULE SELF-INSURANCE SETTLEMENT SHORT-RATE CANCELLATION SHORT-TERM POLICY SINKHOLE COLLAPSE	SLANDER SMOKE DAMAGE SONIC BOOM SPECIFIED PERILS STATED AMOUNT SUBLIMIT SUBROGATION	SUBROGATION WAIVER SUPPLEMENTARY PAYMENTS SURCHARGE SURETY SURETY BOND
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T
TENANTS POLICY THEFT TIME LIMITS	TORT TOTAL LOSS TRANSIT COVERAGE	TRIP TRANSIT POLICY
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U
UMBRELLA LIABILITY POLICY UMPIRE UNDER-INSURANCE	UNDERWRITER UNDERWRITING UNEARNED PREMIUM	UNINSURED MOTORIST COVERAGE UNOCCUPIED
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V
VACANT VALUABLE PAPERS COVERAGE VALUATION VALUE	VALUED POLICY VANDALISM VANDALISM AND MALICIOUS MISCHIEF (V&MM)	VOID VOIDABLE
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W
WARRANTY WRITE WRITTEN
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X
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Y
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Z
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